Financial Comfort Zone and the Academic Learning Ethos of KIP-Kuliah Scholarship Recipients: A Phenomenological Study in the Perspective of Islamic Values. AL GHAZALI: Jurnal Pendidikan dan Pemikiran Islam, [S. l.], v. 6, n. 4, p. 1347–1358, 2026. DOI: 10.69900/ag.v6i4.648. Disponível em: https://jurnal.staialjami.ac.id/index.php/AL_GHAZALI/article/view/648.. Acesso em: 10 jun. 2026.